for small and medium sized businesses in Liverpool & Merseyside
MSIF can provide funding up to £2million+. As an independent organisation we are not bound by any particular parameters so we don’t set a maximum figure up to which we will invest but it is usually around the £2million mark.
Our message is simple: If you need funding, come and talk to us. We will try to make the investment happen whether it is us providing the finance alone or bringing in another investor(s) to make up the full requirement.
MSIF has several funds under it management and these can be combined to create a unique package which is tailored to the individual needs of each business. We look at each application in depth and then work out what is for the client and structure the investment accordingly. As mentioned above, we can also create packages with banks and other investors.
Equity finance is widely accepted as an important ingredient for innovative and fast growth businesses at all stages.
While the number and value of equity deals across the UK have grown in recent years there is a large disparity between the North of England and London & the South East. Northern Powerhouse Investment Fund (NPIF) has a particular interest in supporting equity investments and helping to build a vibrant and sustainable venture capital community in the North.
Funding up to around £2million+ is provided either through a loan or equity investment. Loans are provided as a straightforward debt which is repaid at an agreed rate over a period of time or through what is known as a mezzanine investment.
Mezzanine investments bridge the gap between traditional bank lending and equity finance and is a loan with a premium attached – usually a lump sum upon final payment.
Development funding may be needed if your business is looking to expand, invest in equipment, staff, stock, enter into new markets, export or to fund work in progress.
We can provide from £3,000 to in excess of £500,000, at rates of 10% to 15%. Most sectors can apply, although property is excluded.
Whether you are an entrepreneur wishing to start your own business, an early stage or more established SME looking to grow you may find it difficult obtaining the finance you need.
Microfinance can be used to fill the funding gap for growth and development projects. Microfinance is available for a wide range of purpose including filling gaps in working capital, funding expansion projects, leasing commercial premises and asset acquisitions.
This is available to individuals or businesses that are looking to start, or have recently started trading. If you are looking for over £25,000 and have some of your own funds to invest, we can provide a loan of up to £100,000.
We are also an Affiliate member of the Start Up Loans Scheme, a UK-wide, government backed scheme, which offers a repayable loan to individuals over the age of 18 who have a viable business idea but no access to finance.