info@msif.co.uk   0151 236 4040

Investment & Support for the Liverpool City Region and the North West

  • Business Funding & Support

    Development, Growth, Success...

    for small and medium sized businesses in Liverpool & Merseyside

  • 1

MSIF can support its existing clients with CBILS underwritten loans. The Coronavirus Business Interruption Loan Scheme (CBILS), delivered through 40+ British Business Bank accredited lenders and partners, is designed to support the continued provision of finance to UK smaller businesses (SMEs) during the Covid-19 outbreak.

The scheme enables lenders to provide facilities of up to £5m to smaller businesses across the UK who are experiencing lost or deferred revenues, leading to disruptions to their cashflow.

It supports a wide range of business finance products, including term loans, overdrafts, invoice finance and asset finance facilities.

Please be aware that CBILS is one example of multiple measures announced by Government. You can find full details of the temporary, timely and targeted approaches to support businesses through this period of disruption caused by COVID-19, here.

Eligibility & Application

To be eligible for CBILS through MSIF, you must be an existing client.

We strongly encourage any business, including existing MSIF clients, looking for the support of CBILS, to contact their original finance provider and bank in the first instance.

We would also recommend that our existing clients who having spoken to their bank, and still wish to apply for MSIF loans underwritten by CBILS, should fully explore:

  • What their current finance provider / bank can do to help, including through non CBILS means
  • The Coronavirus Job Retention Scheme
  • Any potential savings in their discretionary spending
  • Any potential agreements with their creditors, in particular landlords
  • VAT and Income Tax payments deferral
  • The HMRC Time To Pay Scheme
  • The 12-month business rates holiday for all retail, hospitality, leisure and nursery businesses
  • Small business grant funding of £10,000 for all business in receipt of small business rate relief
  • Grant funding of £25,000 for retail, hospitality and leisure businesses with rateable values between £15,001 and £51,000.

To support business through CBILS, the company must have a borrowing proposal which, were it not for the current pandemic, would be considered viable by MSIF and self-certify that it has been adversely impacted by the Coronavirus (COVID-19).

Insufficient security no longer a condition to access the scheme.

Please note that we are limited in how many businesses we can allocate support with this scheme. We expect the average CBILS loan to be well below £250k despite the theoretical £5m maximum.

[You could gain access to lending via this scheme but you, the borrower, remain responsible for repayment of 100% of the outstanding facility at all times and not just the amount of the facility outside the coverage of the Government guarantee]

For businesses who are not existing clients, you can see a full list of CBILS providers here and the latest government support here. To enquire, please contact This email address is being protected from spambots. You need JavaScript enabled to view it.

To enquire, please contact This email address is being protected from spambots. You need JavaScript enabled to view it.

The Coronavirus Business Interruption Loan programme is managed by the British Business Bank on behalf of, and with the financial backing of, the Secretary of State for Business, Energy and Industrial Strategy.

For full details visit www.british-business-bank.co.uk/CBILS

Types Of Funding

This is available to individuals or businesses that are looking to start, or have recently started trading.
Development funding may be needed if your business is looking to expand, invest in equipment, staff, stock, enter into new markets, export or to fund work in progress.
Funding up to around £2million+ is provided either through a loan or equity investment.

So, If You Need Funding...


MSIF can provide funding up to £2 million +. We can invest for a variety of purposes and are one of the few organisations that are actively lending to start up companies.

MSIF can invest in limited companies, partnerships, sole traders and social enterprises.

And Market Leading Business Support...

Finance is only part of a package that a business needs to start or grow. Other factors such as getting your financial management right or devising and implementing a successful marketing strategy are very important for a business to be sustainable and successful.

Contact Details

Call Us
0151 236 4040
Postal Address
2nd Floor, Exchange Court, 1 Dale Street
Liverpool Merseyside L2 2PP
Email Address
Need Funding or Advice?

The Merseyside Special Investment Fund Limited group of funds are managed by Alliance Fund Managers Limited which is regulated by the Financial Conduct Authority in the course of investment business. Financial Conduct Authority Registration Number is 180891. MSIF is a trading name of Alliance Fund Managers. Both Merseyside Special Investment Fund Limited (Company Number 2981031) and Alliance Fund Managers Limited (Company Number 3099944) are registered in England and Wales with the registered office of: 2nd Floor, Exchange Court, 1 Dale Street, Liverpool, L2 2PP.