These are the terms and conditions subject to which you may use www.msif.co.uk; (“the Website”), whether as a guest or a registered member/user.
These terms and conditions apply to the entire contents of the Website.
Please read these terms and conditions carefully before using the Website. By accessing, using and downloading any part of the Website you are indicating your acceptance and are deemed to be bound by these terms and conditions in full regardless of whether or not you choose to register with us and that you agree to abide by them and you re-affirm that acceptance every time you access the Website. If you do not accept these terms and conditions in full, please leave the Website immediately and refrain from using the Website.
You may access some areas of the Website without registering your details with us. Certain areas of the Website are only open to you if you register.
INFORMATION ABOUT US
Address: 2nd Floor, 1 Dale Street, Exchange Court, Liverpool L2 2PP
Telephone: 0151 236 4040
Fax: 0151 236 3060
MSIF VAT number: 684 1433 30
Company No.: 02981031
MSIF is managed by Alliance Fund Managers Limited and is regulated by the Financial Services Authority in the course of investment business.
ACCESSING THE WEBSITE
Browse at your own risk. You access and use the Website at your own risk. MSIF is not responsible for any type of loss or damage that you may sustain as a result of accessing and using the Website.
The Website is accessed via the world-wide web (“WWW”) which is independent of MSIF. Your use of the WWW is at your own risk and subject to all applicable national and international laws and regulations. MSIF has no responsibility for any information or services obtained by you on the WWW.
Access to the Website is permitted on a temporary basis. From time to time, we may restrict access to some parts of the Website, or the entire Website, to guests and/or users who have registered with us. We reserve the right to make subsequent changes to, modify, supplement, move or delete portions of or add to the Website at any time with or without notice. We will not be liable if for any reason the Website is unavailable at any time or for any period.
If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential and you must not disclose it to any third party. We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our opinion you have failed to comply with any of the provisions of these terms and conditions.
You are responsible for making all arrangements necessary for you to have access to the Website. You are also responsible for ensuring that all persons who access the Website through your internet connection are aware of these terms and conditions and that they comply with them.
INTELLECTUAL PROPERTY RIGHTS
All intellectual property rights and other rights (including without limitation copyright, database rights, trademarks and designs, whether registered or unregistered) in and to the Website and its contents (which for the avoidance of doubt shall include all materials, commentary and information contained in or available from the Website (“the Contents”)) are owned by or licensed to MSIF.
The Contents may not be disseminated in part or in whole without the prior written consent of an unauthorised officer of MSIF and you may not use, adapt or create derivative works from the Contents for any commercial purpose. Unless we explicitly state otherwise in writing, you shall not use, view, download, copy or print any of the Contents unless it is for your personal use only. You shall not make any modifications or alterations to paper or digital copies of all or any of the Contents or any part of the Website and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text and you shall not change or delete any copyright, trademark or other proprietary notices. Under no circumstances may you use any of the Contents in a manner that may give a false or misleading impression of MSIF.
None of the Contents may be copied or otherwise incorporated into or in any way stored in any other website, electronic retrieval system, publication or any other type of work in any format (including without limitation hard form, electronic form or otherwise). Without limitation to the above, caching of the Website is permitted by an information service provider acting in the normal course of its business as provided for the Electronic Commerce (EC Directive) Regulations 2002.
The Contents are protected by copyright laws and treaties around the world. All such rights are reserved. Our status (and that of any identified contributors) as the authors of the Contents must always be acknowledged.
You must not use any part of the Contents for commercial purposes without obtaining a licence to do so from us or our licensors.
If you print off, copy or download any part of the Website in breach of these terms and conditions, your right to use the Website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.
In addition, you may not use any device, software or routine to interfere or attempt to interfere with the proper working of the Website nor may you attempt to decipher, de-compile, disassemble or reverse engineer any of the software comprising or in any way making up a part of the Website.
We do not permit any third party to in any way frame the Website without obtaining MSIF’s prior written consent. No part of the Website may be reproduced in any way on any other website or included in any public or private electronic retrieval system or service.
Any rights not expressly granted in these terms and conditions are reserved.
Unless MSIF directs otherwise, each registration is for a single user only. MSIF does not permit you to share your user name and password with any other person nor with multiple users on a network.
Responsibility for the security of any passwords issued to you rests with you.
While we endeavour to ensure that the Contents are correct, we do not warrant the accuracy and completeness of the Contents. The Contents may be out of date and we make no commitment to update the Contents.
The Contents are not intended to amount to advice on which reliance should be placed. We therefore disclaim all liability and responsibility arising from any reliance placed on the Contents by any visitor to the Website or by anyone who may be informed of the Contents.
Any references or network facilitation services are provided for your convenience and information only. We do not endorse, guarantee, approve or make any representations about any third parties and MSIF will not have any responsibility or liability in connection with any of them.
The Website and the Contents are provided for information purposes only and whilst we have taken every care in the preparation of the Website and the Contents, we cannot guarantee that the Contents will be completely up to date and free of mistakes.
To the fullest extent permitted by applicable law, we exclude all liability (other than for death or personal injury caused by MSIF’s negligence, fraud, misrepresentation as to a fundamental matter or any other liability that cannot be excluded or limited under applicable law) for and make no warranties (express or implied), representations and/or undertakings about the Website and the Contents (including without limitation the accuracy, reliability, suitability, quality, availability or completeness of the Contents).
We shall not be liable for any loss or damage (including without limitation any direct, indirect, punitive or consequential loss or damages, or any loss of income, profits, goodwill, data, contracts, use or money, or loss or damages arising from or connected in any way to business interruption, and whether in tort (including without limitation negligence), contract or otherwise) which may arise from reliance on or in connection with the Website and/or the Contents in any way or in connection with the use, inability to use or the results of use of the Website, any websites linked to the Website or the material on such websites, including without limitation loss or damage due to viruses that may infect your computer equipment, software, data or other property on account of your access to, use of, or browsing the Website or your downloading of any material from the Website or any websites linked to the Website.
We make no claims or representations that any or all of the Contents may be lawfully viewed or downloaded outside England and Wales. The Contents and the Website are directed solely at consumers and/or businesses who access the Website from England and Wales. Access to such materials may not be legal by certain persons or in certain countries. If you choose to access the Website from outside England and Wales, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction or the jurisdiction in which you are accessing or downloading the Website.
UPLOADING MATERIAL TO THE WEBSITE
Whenever you make use of a feature that allows you to transmit, post and/or upload material to the Website, or to make contact with other users of the Website, you must comply with the contribution standards set out below. You warrant that any such contribution does and will comply with those standards, and you indemnify us for any breach of that warranty.
Any material you upload to the Website will be considered non-confidential and non-proprietary, and we have the right to use, copy, incorporate, distribute and disclose to third parties any such material and all data, images, sounds, text and other items embodied therein for any and all commercial or non-commercial purposes. We also have the right to disclose your identity to any third party who is claiming that any material posted or uploaded by you to the Website constitutes a violation of their intellectual property rights, or of their right to privacy.
We shall have no obligations with respect to such material and we will not be responsible, or liable to you or any third party, for the content or accuracy of any materials posted by you or any other user of the Website.
We have the right to remove any material or posting you make on the Website if, in our opinion, such material does not comply with the contribution standards set out below.
Computer Viruses and Errors
Whilst we will use reasonable endeavours to ensure that the Website does not contain or promulgate any errors, viruses, bugs, other malicious code or harmful components and will be uninterrupted, we make no warranty or representation that this will be the case. However it is recommended that you should virus check all materials downloaded from the Website and regularly check for the presence of errors, viruses, bugs, other malicious code and harmful components.
To the fullest extent permitted by applicable law, we exclude all liability (other than for death or personal injury caused by MSIF’s negligence, fraud, misrepresentation as to a fundamental matter or any other liability that cannot be excluded or limited under applicable law) in connection with any damage or loss caused by errors, viruses, bugs, denial-of-service attack, other malicious code or harmful components, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material originating or contracted from the Website and any interruptions in the running of the Website.
You must not misuse the Website by introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to the Website, the server on which the Website is stored or any server, computer or database connected to the Website. You must not attack the Website via a denial-of-service attack or a distributed denial-of service attack.
By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use the Website will cease immediately.
LINKING TO AND FROM THE WEBSITE
MSIF does not permit any third party to operate a link to the Website without obtaining MSIF’s prior written consent by an authorised officer of MSIF.
You may use the Website only for lawful purposes. You may not use the Website in any way that breaches any applicable local, national or international law or regulation. In any way that is unlawful or fraudulent, or has any unlawful or fraudulent purpose or effect.
For the purpose of harming or attempting to harm minors in any way.
To send, knowingly receive, upload, download, use or re-use any material which does not comply with our contribution standards set out below. To transmit, or procure the sending of, any unsolicited or unauthorised advertising or promotional material or any other form of similar solicitation (spam).To transmit any data or send or upload any material which is technically harmful (including without limitation viruses, logic bombs, Trojan horses, worms, time-bombs, keystroke loggers, spyware, adware, corrupted data, malicious or any other harmful data, programs or similar computer code designed to adversely affect the operation of any computer software or hardware).
You also agree not to misuse, access without authority, interfere with, hack, damage or disrupt:
- any part of the Website
- any equipment or network on which the Website is stored
- any software used in the provision of the Website
- any equipment or network or software owned or used by any third party.
We may from time to time provide or facilitate interactive services on the Website, including without limitation: Bulletin boards, Forums, Business to Business networking facilitation, (collectively “Interactive Services”).
We will do our best to assess any possible risks for users (and in particular, for children) from third parties when they use any interactive service provided on the Website, and we will decide in each case whether it is appropriate to use moderation of the relevant service (including without limitation what kind of moderation to use) in the light of those risks. However, we are under no obligation to oversee, monitor or moderate any interactive service we provide on the Website, and we expressly exclude our liability for any loss or damage arising from the use of any interactive service by a user in contravention of our contribution standards set out below, whether the service is moderated or not.
The use of any of our Interactive Services by a minor is subject to the consent of their parent or guardian. We advise parents who permit their children to use an interactive service that it is important that they communicate with their children about their safety online as moderation is not foolproof. Minors who are using any interactive service should be made aware of the potential risks to them.
Where we do moderate an interactive service, we will normally provide you with a means of contacting the moderator, should a concern or difficulty arise.
These contribution standards apply to any and all material which you contribute (including without limitation, by transmission, posting or uploading) to the Website (“Contributions”), and to any Interactive Services associated with it.
You must comply with the spirit of the following standards as well as the letter. The standards apply to each part of any contribution as well as to its whole.
Contributions must: Be accurate (where they state facts) and genuinely held (where they state opinions.) Have all necessary licences and/or approvals. Comply with applicable law and regulations in the UK and in any country from which they are posted.
Contributions must not: Contain any material which is defamatory of any person. Contain any material which is obscene, indecent, seditious, offensive, hateful, pornographic, abusive, liable to incite racial hatred, discriminatory, threatening, menacing, scandalous, blasphemous, or inflammatory. Promote sexually explicit material, violence or discrimination based on race, sex, religion, nationality, disability, sexual orientation or age. Abuse or invade another’s privacy, cause annoyance, inconvenience or needless anxiety, or be likely to harass, upset, embarrass, alarm or annoy any other person. Be likely to deceive any person, be used to impersonate any person, or to misrepresent your identity or affiliation with any person or give the impression that they emanate from MSIF. Be made in breach of any legal duty owed to a third party, such as a contractual duty, duty of confidence or privacy. Infringe any copyright, database right, trade mark or any other intellectual property rights of any other person. Advocate, encourage, promote or assist any unlawful act, illegal activity or conduct that would be considered a criminal offence, give rise to civil liability, or otherwise be contrary to the law of or infringe the rights of any third party, in any country in the world.
SUSPENSION AND TERMINATION
We will determine, in our discretion, whether there has been a breach of these terms and conditions through your use of the Website or if you have otherwise been engaged in conduct which we determine to be unacceptable. When this has occurred, we may take such action as we deem appropriate.
Failure to comply with these terms and conditions constitutes a material breach of the terms upon which you are permitted to use the Website, and may result in our taking all or any of the following actions:
- Immediate, temporary or permanent withdrawal of your right to use the WebsiteImmediate, temporary or permanent removal of any posting or material uploaded by you to the Website
- Issue of a warning to you
- Legal proceedings against you for reimbursement of all costs on an indemnity basis (including without limitation reasonable administrative and legal costs) resulting from the breach.
- Further legal action against you
- Disclosure of such information to law enforcement authorities as we reasonably feel is necessary.
We shall fully co-operate with any law enforcement authorities or court order requesting or directing MSIF to disclose the identity of anyone or locate anyone posting any material in breach of these terms and conditions.
We reserve the right to vary these terms and conditions from time to time. Such variations become effective immediately upon the posting of the varied terms and conditions on the Website. By continuing to use the Website after such posting you will be deemed to accept such variations. You are expected to and should visit this page periodically to review these terms and conditions because they are binding on you.
In the event that any term or condition is held to be invalid, unlawful, void or for any reason unenforceable, that term shall be deemed severable and the remainder of these terms and conditions shall remain valid and enforceable. No waiver of any of these terms or conditions shall be deemed a further or continuing waiver of such term or any other term.
Thank you for visiting the Website.